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From what we know, now many merchants offer cryptocurrencies purchase using credit card especially purchasing of Bitcoin, so to buy Bitcoin instantly with credit card is not uncommon in the cryptocurrencies world anymore.
In past we’ve blogged about buying Bitcoin anonymously with credit card, you might need to read it to get some insights as well. We would be discussing the comparison between two Bitcoin purchase platforms here so that you can better pick the one that is best fits you, after all consumers like us always hope that the purchase is worthwhile, right?
Buying Bitcoin with credit card is very easy and convenient, but it could be costly as well. Without further ado, let’s see what aspect that you need to consider before buying Bitcoin with credit card!
Charges to pay, fees to know
First and foremost, as a consumer we tend to care about the charges or fees that we need to pay on credit card purchase as we do not want to overpay what we should pay.
Hence, we’ve compared the two of the most popular service platforms for Bitcoin purchase in the industry which are ChangeNow and Changelly.
So what fees do you need to pay? Meaningful question! Let’s find out below.
ChangeNow
An incorporated business in Seychelles by company CHN Group Limited.
Name: ChangeNow
Website: https://changenow.io/
Owners: CHN Group Limited
So you purchase Bitcoin instantly in ChangeNow ….
Below are the fees that you need to pay until further notice.
- ChangeNow charges 1% for each purchase.
- ChangeNow may charge an extra % onto exchange rate for each purchase.
- Simplex charges 5% for each purchase.
- Credit card itself may charge an % for each purchase.
- Bitcoin network fees for each purchase.
VS
Changelly
An incorporated business in Hong Kong by company Fintechvision Limited.
Name: Changelly
Website: https://changelly.com/
Owners: Fintechvision Limited
So you purchase Bitcoin instantly in Changelly ….
Below are the fees that you need to pay until further notice.
- Changelly and Simplex charge around 9% in total for each purchase.
- Changelly and MoonPay charge around 8% in total for each purchase.
- Changelly and Switchere charge around 9% in total for each purchase.
- Changelly and Banxa charge around 2% in total for each purchase.
- Changelly may charge an extra % onto exchange rate for each purchase.
- Credit card itself may charge an extra % for each purchase.
- Bitcoin network fees for each purchase.
Service partners for Bitcoin purchase
Both ChangeNow and Changelly is the platform that partnered with service partners to provide Bitcoin purchase service, in short they provide the path for you to buy Bitcoin instantly with credit card. You might look back above and wonder why seem like I need to pay so many fees in Changelly?
Simply said, Changelly is partnered with more service partners so you have the options to pick the one you prefer to buy Bitcoin with. So you will need to pay fees only to the service partner that you chose, each service partner has fees in vary as well.
So who are them? Let’s find out below.
ChangeNow
An incorporated business in Seychelles by company CHN Group Limited.
Name: ChangeNow
Website: https://changenow.io/
Owners: CHN Group Limited
ChangeNow currently partnered with one service partner only.
You have no other options.
✓ Simplex
VS
Changelly
An incorporated business in Hong Kong by company Fintechvision Limited.
Name: Changelly
Website: https://changelly.com/
Owners: Fintechvision Limited
Changelly currently partnered with few service partners.
You have more options to pick and compare before the deal.
✓ Simplex ✓ MoonPay ✓ Switchere ✓ Banxa
Cryptocurrencies exchange platform at all with intuitive interface
Not only that you would be able to buy Bitcoin with credit card or other payment options in ChangeNow and Changelly, they also provide exchange service for most popular cryptocurrencies directly in the platform.
They’re both powerful and providing more than 50+ coins for exchange so we won’t list them out one by one here, rather we would be looking at the exchange interface instead.
Let’s find out below!
ChangeNow
An incorporated business in Seychelles by company CHN Group Limited.
Name: ChangeNow
Website: https://changenow.io/
Owners: CHN Group Limited
Limitless Crypto Exchange
Do you like it?
VS
Changelly
An incorporated business in Hong Kong by company Fintechvision Limited.
Name: Changelly
Website: https://changelly.com/
Owners: Fintechvision Limited
Exchange Any Crypto instantly
How about this?
Human reviews in Trust Pilot
Testimonial is one of the important aspect that we need to look on as it lets you know about other real client’s experience. It’s rarely to see if there is notable company which is currently not on Trust Pilot as Trust Pilot is getting popular in the collection of reviews industry.
Every company has its own bad reviews naturally which is common when running a business, so it is better to experience the platform yourself instead of fully relying on these bad reviews alone. Both ChangeNow and Changelly are on Trust Pilot with own score rating by their own clients.
Let’s find out below!
ChangeNow
An incorporated business in Seychelles by company CHN Group Limited.
Name: ChangeNow
Website: https://changenow.io/
Owners: CHN Group Limited
Currently based on Trust Pilot
1. The overall rating of ChangeNow is 4.8 Excellent.
2. There are 7893 reviews written.
3. Verified company by registered domain ownership and bank account.
4. Replied to 100% of negative reviews.
5. Replied to negative reviews within 24 hours.
VS
Changelly
An incorporated business in Hong Kong by company Fintechvision Limited.
Name: Changelly
Website: https://changelly.com/
Owners: Fintechvision Limited
Currently based on Trust Pilot
1. The overall rating of Changelly is 4.6 Excellent.
2. There are 2763 reviews written.
3. Verified company by registered domain ownership.
4. Replied to 76% of negative reviews.
5. Replied to negative reviews within a week.
Conclusion
Well overall seemingly ChangeNow has more winning sides than Changelly, this still doesn’t mean that you must pick ChangeNow to purchase Bitcoin. Who knows that you may prefer Changelly instead after the deal, it is always better to experience the platform yourself rather than fully relying on this nearly same rating of reviews.
ChangeNow with 4.8 excellent rating than Changelly with 4.6 excellent rating, this is just slightly difference so we actually prefer to actually purchase directly to experience the purchase flow. We used both platform personally which they returned us with good experience so you have nothing to worry about being scammed at all.
You might find these 2 platforms useful in the future as you actually not only can buy Bitcoin with them, but other popular coins as well! So bookmark them in your browser if you’re a cryptocurrency lover or heavy user!
If you have a thought, please feel free to leave your comment below.
